``Their lawyer recommended that they file a lawsuit... and so it came to pass that Ben & Mia Misled, who had never missed a mortgage payment in their lives, and only wanted to refinance in order to get a fixed rate, something they would have almost no problem doing today by the way, found themselves in federal court sitting at the plaintiff's table in a lawsuit against First National Infidelity Bank and MIV Loan Servicing.''

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