Results from Piecemeal Housing Plans Leave Doubts About Effectiveness

"There are so many piecemeal plans operating such as Hope Now which is largely a product of many large mortgage servicers prodded into action by the Treasury Department; Project Lifeline, the increased dollar limit on conforming loans, dozens of state, local, and lender initiated programs, and so on, that it is hard to make any blanket assessment of performance, but a few initiatives stand out."