I was recently advised by American Express, a company whose credit cards I pay in full each and every month, and with whom I have been a paying “member” since l981, that my credit card limit is being cut. I have become unworthy... American Express, by the way, recently reorganized as a “bank holding company” to qualify for a government bailout. AMEX received several billion dollars from that TARP program that we were told was created to get lending going again. Hmm…

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