Waiting for that one, dumb home buyer

``There are a bunch of houses in our neighborhood that have been on the market since 2006 and the asking price hasn't budged. In some cases the price has been lowered by a tiny amount - for example, from $595,000 to $589,000 - in what seems to be a mini-capitulation for the benefit of either themselves or their real estate agent. They look ridiculously out of place now that bank foreclosures are coming onto the market priced hundreds of thousands of dollars lower.''