Grant: 'This Time Is Different' for U.S. Consumers

"ames Grant, editor of Grant's Interest Rate Observer, and Brad Hintz, an analyst at Sanford C. Bernstein & Co. and a former chief financial officer of Lehman Brothers Inc., talk about the outlook for U.S. consumer spending, Treasury Secretary Henry Paulson's call for regulatory changes that would allow financial firms to fail without threatening market stability and the outlook for brokerages"