The FHA Whistleblower: FHA Raises and Lowers Mortgage Insurance Premiums with RBP Moratorium

The Department of Housing and Urban Development has published a notice in the Federal Register to provide guidance for the upcoming moratorium on risk based mortgage insurance premiums. The moratorium on risk based premiums (RBPs) is in accordance with Section 2133 of H.R. 3221 otherwise known as the FHA Modernization Act which is part of the Housing and Economic Recovery Act of 2008.