2008-12-04 — ml-implode.com
"Who can benefit from lower rates? The answer is ‘a small fraction as in the past’. I am already seeing analysts reports come out saying things like ‘if rates drop to 5.25% then 6 million people will be eligible to refi’ and ‘the will save the purchase market and builders’. This in not correct and I will explain why in detail in this post."
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