2009-01-21wsj.com

"The 12 regional home-loan banks are a major source of funding for thousands of commercial banks, thrifts and credit unions across the country. As other sources of credit dried up, they increased their lending to financial institutions to about $1 trillion as of Sept. 30 from $641 billion at the end of 2006. In recent weeks, however, several of the home-loan banks have suspended dividends or warned that they may fall short of capital requirements."


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