Mortgage Assistance Guarantee: Hook, Line, or Sinker?

" As though the $8,000 non-repayable first-time home buyer tax credit recently passed as part of the national stimulus weren’t enough of an incentive to become a homeowner, certain industry groups are now supplementing the up-front tax credit with an incentive of their own on the back end of the mortgage process. In the event of sudden job loss due to unexpected layoffs, some qualified first-time home buyers are now being guaranteed up to six months of mortgage payment assistance to stay in their homes and avoid foreclosure."