Why only a few banks are offering good deals

" IS THE housing market really coming back to life? Prices may finally have embarked on a tentative upswing but mortgage lending remains a mixed picture. Figures from the Bank of England on July 29th show that property loans increased in June by only £342m ($561m), about the same as in May and less than most economists were expecting. The number of mortgage approvals, however, rose by almost 8% to 47,600, up from a trough of 27,400 last November."