Help! What’s the cure for financial insanity?

"Now that the bank lobbyists are nearly finished neutering the financial reform bill, it’s time to face reality: our financial world will continue to be run by the very financiers who crashed the system two years ago. The bankers’ arguments ricocheting through the halls of Congress make it seem as if our financial system is basically rational and sound — that only a few flaws need fixing. That’s lunacy. Our bright bankers may be rational as individuals, but collectively they perpetuate a fractured system gone utterly mad… and getting madder every day."