Hello Ben Bernanke, Meet "Stephanie"

``Your dilemma is 1-year treasuries yield a mere .23%. Unfortunately, I have no good investment solutions for you, because there are none. You are not suited for stock market risks, and if there is any chance you will need to use your savings any time soon, you cannot afford to risk being in long-term CDs. Arguably the best thing for you to do is find a bank that has 1% or higher rates on savings accounts.''