``Hey banker-people... people aren't buying homes because you broke the bond market... that's right... no one buys your mortgage-backed... and I use that term very loosely... IN-securities anymore because of the bang-up job you did defrauding them only a few years back. I don't know when investors around the world will be ready to try them again, but my guess would be that they'll give you another shot with RMBSs and the like, about the same time I'm ready to take a flyer on a dot-com IPO with no profits or customers who's heralding the dawn of a "new economy."''

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