HAMP: California Homeowner Can't Escape Unwanted Mortgage Modification

``Getting a mortgage modification from the Obama administration's anti-foreclosure program can be a tricky process. One California homeowner has found it even more difficult to escape a modification he didn't want... "After carefully reading all documents sent to me, I realize that my good credit might be adversely affected if I participate in the program," Wilson wrote in a letter he faxed and emailed to the bank.''