Online mortgage scams shut down by feds

"The Treasury Department says that the alleged scammers preyed on homeowners who were seeking to lower their mortgages through a program which was created by the Troubled Asset Relief Program, or TARP. TARP was created by the federal bailout in 2008. With the TARP program, which is known as the Home Affordable Modification Program, homeowners who are having difficulty paying their mortgages have a way to alter their payments to ease the burden."