2012-01-05huffingtonpost.com

``Though the initiative sounds promising -- qualified borrowers can request a free, independent review of their individual case -- many housing experts, consumer advocates and bank critics remain skeptical of the program's prospects. The Independent Foreclosure Reviewprogram, which is being run ran by the OCC, the government agency that supervises national banks, has come under fire by consumer advocates since it was first announced in April for being neither a truly independent or a fair remedy for those individuals who may have been wronged by some of the nation's largest banks.''


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