2012-04-04 — charlotteobserver.com
As a trade-off in a 1998 federal law that made it easier for people to qualify to join credit unions, Congress capped the total small-business lending they can do to roughly 12.25 percent of their assets.
Bills are pending in both the U.S. House and Senate that would increase the cap to 27.5 percent of assets. Supporters call the bills an important step to help small businesses hire.
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