We know they're not evil, because they're simply not smart enough to be evil

``... it's not at all inconceivable that five years from now we could be laughing at how we were so worried about Goldman Sachs... before the investment-bank-turned-bank-holding-company in 2008, quietly filed for bankruptcy in 2015. Remember Lloyd Blankfein, someone would say? And someone else would reply, "Was he the bald one?"''