``Over the last decade and a half, Americans' expected retirement age has slowly risen to 67 from 60, according to a new Gallup survey... Americans have been putting their money where their mouths are, so to speak, and have been working longer and longer in recent decades. In 1996, for example, 45.8 percent of workers ages 60 to 64 were either working or looking for work. Last year, the figure was 54.5 percent. Labor force participation rates have risen for other segments of older Americans, too...''

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