Cooperative banking has arrived

``In the dark age of Kali Yuga, money rules; and it is through banks that the moneyed interests have gotten their power. Banking in an age of greed is fraught with usury, fraud and gaming the system for private ends. But there is another way to do banking; the neighborly approach of George Bailey in the classic movie "It's a Wonderful Life." Rather than feeding off the community, banking can feed the community and the local economy.''