Steve Dibert illustrates rather colorfully how far afield Wells' feigned innocence is from the truth -- ``I can tell you that on the wholesale lending side we were also enticed with "special perks" by lenders.  Both Wells Fargo and Countrywide aggresively enticed us to write large volumes of sub-prime loans.  Where Wells Fargo offered their retail loan officers trips to family friendly 5-Star Caribbean resorts, the perks we received on the wholesale lending side more resembled a Hunter S. Thompson novel filled with naked women, booze and drugs.''

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