``The Fair Housing Act makes it illegal to impose different qualification standards on borrowers or to inquire about the nature or severity of a disability. "Loan applicants with disabilities should not be subjected to invasive requests for medical information from a doctor when they are applying for credit," Assistant Attorney General Thomas E. Perez said in a press release. For its part, Bank of America denies the allegations and charges HUD with determining inconsistently whether lenders can request a doctor's note to validate the duration of a disability.''

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