HAMP Servicers and Their Metrics Continue to Improve

``Some of the metrics in the report indicate how much the HAMP program has changed over its lifetime. In the early months of the program trial modifications dragged on for months as documentation was mishandled and other problems jammed the system. After the administration made substantial changes to the program in June, 2010, many of the problems began to clear. For example, the month before the changes were put in place there were 190,412 loans that had been in a trial modification for more than six months; today there are 10,286. Only about 4 percent of the loans that entered trials after the changes are still pending conversion.''