Yeah, I can see that happening.  A staff of 45 going after some 75 million borrowers attempting to prove that they could have afforded their mortgage payments when they stopped paying them.  That's going to be a tough road to hoe because I plan to develop a drug-alcohol-gambling problem at the very same time I default so even though it appeared that I could have paid... I was an addict at the time... and that a disease... not my fault.


Oh, and this should do wonders for that first time buyers market, wouldn't you say? Buy a home... end up in prison for failing to write something down on your loan app. Sign me up.

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