``"The system did not fall apart, so at least we were successful in that, but at what cost?" she writes in her book, "Bull By The Horns," excerpted on Fortune magazine's web site today. "We used up resources and political capital that could have been spent on other programs to help more Main Street Americans.

"And then there was the horrible reputational damage to the financial industry itself," she adds. "It worked, but could it have been handled differently? That is the question that plagues me to this day."''

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