``In the New York Attorney General's suit, no human is at risk of even being mildly embarrassed, much less going to jail or coughing up any cash, for what happened to Bear Stearns. Instead, the shareholders of JPMorgan Chase, which bought Bear Stearns at a government-sponsored fire sale in March 2008, will end up donating whatever pound of flesh Schneiderman manages to carve out of what's left of the failed bank.''

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