``The fact that many are happy about this suit being filed is a reflection of a society that has lived thorough such a terrible time, and seen things happen that were so hard to believe, that many no longer know what to believe. I don't know how we'll make it through the next 3-4 years as another 4 million American homeowners face the horror of losing their homes to foreclosure, but I fear that this crisis is cutting scars in the fabric of this nation that will be visible for decades to come.''

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