Paul Moore, who was in charge of group regulatory risk at HBOS and claims he was sacked in 2004 for raising concerns about the way the bank was run, said he had personally been abused by one of the lender's top managers.

"When I went to try to resolve the previous difficulties with Jo Dawson [Mr Moore's replacement and a former head of HBOS's retail distribution business], she lent over the table... she stood up... pointed at me and said 'I'm warning you. Don't you make an effin' enemy out of me'. And that is an absolute verbatim comment.

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