``There is a fair share of hyperbole and panic behind all the discussion about the fiscal cliff, whether it is real or just another made-for-TV drama a step away from a new "Real Housewives" spin-off. But that does not mean some of it is not justified.

The fiscal cliff contains many, many moving parts, which sometimes tend to get lost in a sea of white noise. But behind all the political grandstanding and theatrics, there are real Main Street issues at play.

Here is the reality. Regardless of what happens with the fiscal cliff negotiat''

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