2013-01-03theatlantic.com

``For the past four years, the nation's political leaders and bankers have made enormous--in some cases unprecedented--efforts to save the financial industry, clean up the banks, and reform regulation in order to restore trust and confidence in the American financial system. This hasn't worked. Banks today are bigger and more opaque than ever, and they continue to behave in many of the same ways they did before the crash.''



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