2013-02-19forbes.com

U.S. foreclosure starts dropped to a six-year low in January, another strong indication that the U.S. housing market is recovering and the worst of the foreclosure crisis is behind us.

But what specifically is driving this decreasing foreclosure activity? Is it simply a matter of rising home prices pulling more troubled homeowners back from the brink of foreclosure? Or should the numerous foreclosure prevention efforts at the national, state and local level get the lion's share of the credit for the slowdown in foreclosure activity?



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