2013-07-22oregonlive.com

``Bela Lengyel said he contacted the bank in November 2008 seeking to lower the monthly mortgage payments he and his wife, Eva, were making on the home where they also operate an adult foster care business. The bank told him it would help, but he had to first default on his payments, he said.

By January 2009 he had done just that, setting him on the road to an August 2010 foreclosure even though he contends he had the money to pay even the original, higher payments. Shortly thereafter, the Lengyels sued. ''



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