2013-07-30ml-implode.com

``It was a stupid debate back in 2009, and it's an even stupider one now.  There's no question about whether or not loan modifications work to prevent foreclosures... of course they do.  It's just like asking whether step ladders work to help people slam dunk basketballs.  The answer is... yes, of course they do. Now, if it's only a two-foot step ladder, and the person is only five feet tall, then it might not work... but you wouldn't describe that situation as, "step ladders don't work to help people dunk basketballs," right? ''



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