2013-09-09ml-implode.com

``Okay, so now that our daughter is all settled into her dorm room as a freshman at U.C. Berkeley... or "Cal," as the in-crowd calls it... and we've returned home to our recently emptied nest, I thought it would be appropriate and helpful for me to share a few things I've learned about saving and paying for the costs of college today. Because I'm here to tell you that chances are, no matter how much you're saving... it's not enough. And if you have time to change your savings strategy, now would be a good time to do so.

Saving for anything these days, by the way, isn't easy. It's not like you can expect to earn interest on money you deposit in the bank, and if you're anything like me, whatever you've made investing in the stock market over the last 20 years... you've given back during the down years. And counting on home equity like so many of us used to... is hardly worth even talking about anymore.''


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