``Richard Usher, currently J.P. Morgan's London-based head of spot trading for Group of 10 currencies in the region covering Europe, the Middle East, and Africa, took part in the chat sessions with top traders from various financial institutions when he was an employee of Royal Bank of Scotland Group, these people said. The group of traders in the chat rooms was known by various monikers including "The Bandits' Club" and "The Cartel," the people said.''

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