Relevant:
- How Do I Respond to Debt Collectors? Validation of Debt Letter
- Access Receivables, Debt Collection Agency, Increases Payments 40 Percent With 'Nice People' ...
- Access Receivables, Debt Collection Agency, Increases Payments 40 Percent With 'Nice People' ...
- Debt collection companies to come under CFPB supervision
- Chase fined $136 million for illegal debt collection practices
2014-02-28 — justizz.com
Typically they've been sold the debt by a credit card company or retail store, etc. In the case of JP Morgan Chase for example, a lot of the debt Chase was selling to collection agencies was either completely fabricated or, at best, inflated. In other words, Chase would sell bogus consumer debt to collection agencies and the collection agency would try to collect on that debt.
The previous post, "How Do I Respond to Debt Collectors? Validation of Debt Letter" provided a link to a fairly extensive letter you can print out and send to the collection agency. The letter is also available at the Consumer Financial Protection Bureau's website.''
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