``Stepping back, it seems that a window of opportunity closed in the House over the course of 2009. Cramdown was never an easy get, particularly with Democrats needing to hold 60 votes to overcome GOP opposition in the Senate. Still, at the height of Democratic power that year, the Obama administration might arguably have leveraged its majorities on the Hill (and its brief filibuster-proof Senate) to find a path to passage for cramdown. (Democrats might at least have pulled a Frank Luntz and abandoned the banking industry's "cramdown" moniker.)''

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