``Freddie Mac said its research shows only 10 of the 50 states plus the District of Columbia could be considered to have "stable" housing markets. The top five are North Dakota, Wyoming, the District of Columbia, Alaska and Louisiana -- four energy-producing states plus the cradle of government spending... "Less than half of the housing markets MiMi covers are showing an improving trend, whereas at this same time last year more than 90 percent of these same markets were headed in the right direction," said Frank Nothaft, Freddie Mac's chief economist.''

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