``Yeah, thank God for those hundreds of families that have a shot at saving their homes from foreclosure by this loan program... wait... what year is it again?  2104?  Are we sure that's right, because I'm starting to think there's something very wrong gong on.  Either we've just become fine with abysmal results from government programs, or maybe we're stuck in some sort of 2009-10 time warp.''

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