How Students at a U.S. University Borrowed $31 Million Less

``A simple letter from Indiana University led its students to reduce borrowing by far more than the national average.... Federal undergraduate Stafford loan disbursements at the public university dropped 11 percent, or $31 million, in the nine months that ended March 31 from a year earlier....'' -- So if you aren't coy about the point that student loans aren't "free money", surprise surprise, students don't borrow as much (in other words, it's all a bit of a predatory loan scam after al)...