Bundesbank Tells German Heta Creditors: Expect to Lose Half

``German lenders and insurers have emerged as the biggest creditors of the bad bank set up after the collapse of Hypo Alpe-Adria-Bank International AG, with about 7.1 billion euros ($7.5 billion) at risk. Heta was taken over last month by Austrian regulators, who ordered a debt moratorium and said they will impose losses on creditors to fund the bank's wind-down.''