Is Anybody NOT Deeper In Debt?

``Older people are carrying more debt not because they're optimistic about the future but because they're struggling in the present. Their mortgages aren't paid off because they've used all their free cash on health care and their kids' upkeep and education. One of the notable features of recent (supposedly strong) US employment reports is the large number of new jobs going to workers 55 and older. The implication is that people who in better times might be retiring are now taking whatever work they can get to make ends meet.''