Debt-Slave Industry Frets over Impact of Mass Credit Freezes

``They're worried that a credit freeze -- because it takes a few days to lift -- would prevent consumers from impulse-borrowing, such as getting a car loan when the mood strikes to buy new car. Some consumers, including myself, have had a credit freeze in place for years, but the numbers have been small. Now the numbers are soaring. The credit industry probably has data showing that consumers with credit freezes in place borrow less, or don't borrow at all. That's a scary thought for them.''