Stop HAMP Discrimination Against the Disabled and the Elderly

``When HAMP was introduced in 2009, it defined an "affordable house payment" as 31% of the borrower's gross income. Later, new rules were added to increase house payments to 39% of gross income for those receiving pension or social security income. The group impacted by the new policy consisted almost exclusively of the disabled, the physically and mentally handicapped, and those over 60 years old.''