The FTC Needs a More Reasoned Approach to Stop Loan Mod Scams

"In other words, if it is true that “everyone who charges a fee to help a homeowner get his or her loan modified is a scammer,” then with millions trying to get their loans modified, and thousands out there offering to help them for a fee… well, then with state and federal governments out in force to stop the supposed abomination, there have to be many hundreds or thousands of scammers and tens, if not hundreds of thousands scammed."