" With so much mixed news coming from too many different sources, it is difficult to get an actual read on whether or not we will have major problems in 2011. Elizabeth Warren, Harvard Law Professor and Congressional Oversight Chairwomen for TARP, has expressed her concerns about the Commercial mortgage markets and Residential mortgage markets having adjustments at the same time beginning in 2011 through 2014. It shall be interesting to witness just how motivated folks are to pay on assets that have significantly less value than the market value. "

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