GUEST POST: Dear Colleagues, by Thomas A. Cox, Esq.

"This letter was written today by attorney Thomas Cox of Portland Maine, and posted on several legal listservs. It was totally unexpected and more than moving. Tom is the lawyer whose work and depositions of GMAC's Jeffrey Stephan brought to light what we now know as "robo-signing." Tom is a retired banking lawyer who came out of retirement to volunteer to help homeowners save their homes. He's an incredible person and an exceptional attorney. I will never be able to express how much his words did for me today... and I hope they influence you as well. Because the time for action is now."