My Experience with Bank of America, Martin Andelman and Getting My Loan Modified

What follows is my story of how going through the foreclosure crisis proved one of the most emotionally difficult challenges of my life. As you'll see towards the end of my article, I am sharing my story with you, someone who has gone through something similar, for a particular reason.

In early February of 2000, I closed my private practice in Minneapolis, sold my house and moved to Arizona to pursue my dream of living in the desert and starting my coaching practice. I had planned the transition for over a year and it was an exciting time for me! However, less than 30 days after arriving in the desert, the dot-com crash happened; and like so many others, I lost most of my money.

In fact, I lost 90% of the money I'd saved over the course of my lifetime, and as if that was not enough, the stress of that series of sudden and shocking events contributed to my waking up one morning with an illness that would last almost six years and take me out of my chosen profession. My dream was crushed. I made it through by painting houses.

As 2006 began things seemed better. Healthy again, the prospect of resurrecting my practice was well underway. But then, in December of 2006, I was hit with a second illness, this time involving my thyroid, which again took me out of my profession. Of course, I knew I was not the only one that had ever had to deal with this kind of setback, so once again, I found myself painting houses, the same thing I had done to get through my first illness.

I worked on getting healthy so I could return to my practice. And thank God, I beat the odds and recovered from that illness too, with my thyroid still intact. In the fall of 2008, I thought I'd finally be able to return to my chosen profession.''