2016-07-13usatoday.com

Among Millennials, ages 18 to 34, 29% said they had been tardy paying their mortgage, vs. 16% of those ages 35 to 54. And 45% of all respondents who did not have an education beyond high school said that if they had an emergency requiring them to pull together $2,000 within a month, they wouldn't be able to do so.

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"Only about 40% of Americans are spending less than their income (meaning) they have something to set aside and save,'' Walsh says. "When you're not able to make ends meet, you probably do tend to focus more on the here and now.''



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